About Us
Our Story
The Neng & Kembong Ngei Njangi Scheme was created by the descendants of late Kembong Ngei and late Mama Mmbei Ekei to strengthen unity, financial discipline, and mutual assistance among family members. The initiative was established to bring members of the family together, support one another financially, and preserve the long-standing spirit of cooperation and responsibility that has always been part of our family heritage. Through our Loan Scheme, Monthly Rotational Njangi, and Emergency Fund, the family provides reliable financial support while encouraging accountability, transparency, and collective progress within the family.
Financial Performance Overview
Since 2022, the Njangi scheme has demonstrated consistent financial growth through disciplined contributions and responsible lending. In 2025, over 48 million FCFA circulated through njangi contributions while more than 3.9 million FCFA was issued in loans, closing the year with a treasury balance exceeding 1.76 million FCFA. In 2024, the scheme experienced strong expansion, circulating over 31.6 million FCFA, disbursing 3.81 million FCFA in loans, and ending the year with nearly 1.3 million FCFA in treasury. In 2023, more than 1.8 million FCFA in loans generated over 251,000 FCFA in interest while circulating over 10 million FCFA, pushing family capital beyond 1 million FCFA. The foundation was established in 2022, when the scheme earned over 224,000 FCFA in interest, circulated 8.6 million FCFA, and closed the year with 648,000 FCFA in treasury reserves.
OUR FINANCIAL IMPACT
9.5M+CFA
Total Loans Disbursed (2022-2025)
771K+CFA
Total Interest Income (2022-2025)
99M+CFA
Total Njangi Circulated (2022-2025)
191.5M+CFA
Projected Njangi Circulation (2022-2026)
Growth & Member Success Stories
Be inspired by the stories of financial growth within our Family Loan and Njangi Scheme.
A Testimony of Growth
“Through the Family Loan Scheme, I was able to receive the support I needed to start my provision store. What began as a small idea has now grown into a stable business that supports my family every day. I am truly grateful for the trust, encouragement, and financial support from our Njangi members. This scheme has changed my life, and I am proud to be part of a community that uplifts one another.”
Justine Zagha, Shop Owner
A Testimony of Gratitude
“I am truly thankful to our Family Loan and Njangi Scheme. Because of the support I received, I am now a proud shop owner. What once felt impossible became a reality through the help of this family. The loan gave me the opportunity to start and grow my business, and today I can support myself and my household with confidence. I am deeply grateful to everyone who contributes and believes in one another. This scheme has made a real difference in my life.”